Investment Planning

Development of an overall investment plan for you is based on a financial analysis that encompasses the following factors:

  • Assessment of your tolerance for investment risk
  • Development of a meaningful, realistic investment objective
  • Determination of appropriate investment time horizons
  • Identification of available resources
  • Analysis of existing investment assets
  • Development of a portfolio rate-of-return objective

Our financial analysis provides the basis for the allocation of investment assets.

Solutions That Work for the Life You Envision
Our asset management program offers a comprehensive list of products and services, including:

  • Purpose-driven asset allocation models
  • Portfolio structure
  • Securities selection
  • Portfolio monitoring with continuous needs-based examinations

Your assets are managed with a consistent focus on achieving successful investment results over time. They may include:

  • Common and preferred stocks
  • Municipal bonds
  • Government and corporate bonds
  • Brokerage CDs
  • Mutual funds (load, load-waived, and no-load)
  • Closed-end funds
  • Exchange-traded index funds
  • Unit investment trusts (UITs)
  • Real estate investment trusts (REITs)
  • Options

Asset Allocation Models
Your asset allocation strategy will closely reflect the core aspects of the plan we recommend. We'll apply asset allocation models as a means of distributing your assets among a range of investment categories to reduce your overall risk, to forecast more reliably, and to improve the risk/return trade-off within your portfolio. As independent financial advisors, we enjoy the freedom to recommend investment products that we believe to be "best in class."

Discipline
Our years of experience will help you maintain the discipline required to stay the course and make your financial plan a success. We can help with the difficult decisions, guiding you in the right direction and always keeping your primary objectives in mind. Our expertise helps guard against the short-term swings of emotion by keeping the focus firmly on your long-term goals.

As a group, we believe in applying the core values of prudent financial management. When paired with your own clearly defined investment objectives, it's a combination that can help you approach your financial future with a higher degree of confidence and understanding.